Stein residents have multiple options for fysiotherapie insurance coverage next year

Stein residents have choices for fysiotherapie coverage

If you live in Stein and are looking to include fysiotherapie in your healthcare policy next year, there are insurers like CZ, VGZ, FBTO, ONVZ, Aevitae, and Stad Holland that offer the most options, according to data from comparison site Overstappen.nl.

Contract Availability and Reimbursement Details

Insurers vary in their contracts with local fysiotherapists, affecting the reimbursement you receive. For example, Zilveren Kruis, a leading insurer, provides full reimbursement in the supplementary insurance if you visit a contracted fysiotherapist. Otherwise, you may only receive half of the average rate.

Considerations and Deadlines

Changing your basic health insurance requires cancellation before the year-end, with a deadline of January 31 to switch. Having an additional policy may be necessary to cover fysiotherapy costs beyond the basic coverage.

Contract Analysis and Service Availability

Overstappen.nl's data reflects mid-December contract agreements between insurers, which can still change. Geographic location and insurer influence contract availability, as seen in Stein where CZ, VGZ, FBTO, ONVZ, Aevitae, and Stad Holland offer the most choices.

Moreover, the number of fysiotherapists is decreasing nationally, leading to increased wait times. The sector faces challenges with tariffs at 35 euros per half-hour.

Insurance Coverage Details

Children have fysiotherapie coverage in the basic health package, while chronically ill minors receive full treatment coverage. Chronically ill adults cover the initial twenty treatments and can then rely on the basic insurance. Others need additional insurance or self-payment for fysiotherapy.